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Alicornutopia • View topic - Do You Want To Live In A Baugruppe?

Do You Want To Live In A Baugruppe?

Is it a nice day out? Do you like baby goats? Are you overdue on thank-you notes for your Christmas presents? Here you go.

Re: Do You Want To Live In A Baugruppe?

Postby MaggieoftheOwls » Tue May 23, 2017 7:43 pm

Um. How do we find that out. And are you sure you meant to say two-digit, that seems...low.
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Re: Do You Want To Live In A Baugruppe?

Postby Alicorn » Tue May 23, 2017 8:21 pm

Yes, it's more for commitment effects than to buy actual housebits, it's like "give that guy fifty bucks and he will note in a spreadsheet that you did it and it will be a housebit discount and you will be less likely to wander off without contributing". You can call or email a broker and they will ask you things. Tamien should appear in this thread at some point to be less clueless.
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Re: Do You Want To Live In A Baugruppe?

Postby MaggieoftheOwls » Tue May 23, 2017 8:53 pm

You said NOW NOW NOW how much should I be freaking out about this? Who should I be giving fifty dollars, if I'm giving someone fifty dollars?
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Re: Do You Want To Live In A Baugruppe?

Postby Unbitwise » Tue May 23, 2017 8:54 pm

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Re: Do You Want To Live In A Baugruppe?

Postby Alicorn » Tue May 23, 2017 9:02 pm

Don't freak out! I can put you in touch with someone to give fifty dollars if you wish. Personally I have not even given him fifty dollars because I count as one person jointly with my spouse. I think it's going to pay a cohousing project consultant or something.

However many people live in the however many houses, it's a very very very very estimate based on a different cohousing project.
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Re: Do You Want To Live In A Baugruppe?

Postby Tamien » Tue May 23, 2017 9:22 pm

Last edited by Tamien on Tue May 23, 2017 9:37 pm, edited 1 time in total.
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Re: Do You Want To Live In A Baugruppe?

Postby Tamien » Tue May 23, 2017 9:34 pm

Re: pre-qualification, this is how we assess financial feasibility of this whole endeavor.

Call or email a mortgage broker (I can put you in touch with one if you don't want to find one on your own). Tell them you are interested in purchasing a townhouse or condo sometime in the next several years, but you don't have anything particular in mind yet. Ask them what size of loan you pre-qualify for, so that you can determine what purchase prices it makes sense for you to consider. They will not charge you money to get pre-qualification info from them, because they are hoping that you will use that info to find a house you want to buy and come back to them for help with (that they will then charge you for). In order to pre-qualify you, they will want to know (at the very least) your monthly income and any recurring monthly debt. They might also want to know about your credit score, or other relevant financial info, but they should be able to work with just your monthly income and debt. If you give them that information, they will let you know what you pre-qualify for - ie, how much money the bank is willing to even consider giving you to buy a house with. Once we have those numbers back from all the people who potentially want to purchase a house, we can use that to inform a budget and decide whether this thing can get off the ground.
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Re: Do You Want To Live In A Baugruppe?

Postby DanielH » Wed May 24, 2017 7:38 am

Are there other useful documents to look at, like this budget? I have been seeing references to this for a while but haven’t looked too deeply before, and even if I could dig the information up it would probably be useful to link it here.
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Re: Do You Want To Live In A Baugruppe?

Postby Unbitwise » Wed May 24, 2017 8:44 am

Could there be some kind of Meet The Steering Committee And Already Committed People social event(s) for evaluating is-this-the-community-one-wants? (Because “other internet people assure you they are cool” isn't quite all of the information.)

Like, Alicorn's dinner party, which seems like a good approximation of that thing, has been a “someday that would be fun” thing for me and then it's been on hiatus recently. But there could be more things with different people?
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Re: Do You Want To Live In A Baugruppe?

Postby Tamien » Wed May 24, 2017 10:52 am

@DanielH: We have a FAQ and you can see our research into zoning . Our notes from the workshop are mostly in paper format, so not easily shareable. Unless you have specific questions, I think those are our most informative documents?

@Unbitwise: Those sort of social events is part of what the Friendship and Ponies committee is for! We're having our in a park this coming Monday.
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